Employers' liability insurance
Find out what insurance you need if you employ a member of staff
Girlguiding employers' liability insurance covers you if you employ a member of staff or volunteer
If you employ anyone, paid or unpaid, they are covered by this insurance policy. So you do not need to take out cover of your own.
Who is covered?
This policy covers anyone deemed to be an employee, including salaried or non-salaried employees of Girlguiding, countries and regions, counties, districts, divisions, units, the Trefoil Guild, properties and groups.
This includes volunteers and part-time people such as cleaners, administration staff and caretakers. It may also cover labour-only (sub)contractors, someone who is self-employed but works for you.
What does the policy cover?
If someone has an accident while working for you, and they make a claim that their injury was caused by your negligence, then our employers' liability insurance covers Girlguiding and you.
What do I need to do?
You should display a copy of the Employers liability certificate in your property or office to show that you are covered.