Insurance information for property managers
Make sure the space you run is properly covered
It’s important to make sure that the space you run is properly covered by insurance.
We provide some policies that will protect you, but there are some things you’ll need to organise yourself.
What policies does Girlguiding provide?
You’ll need to display an up-to-date copy of these policies in your property for all users to see.
What policies do I need to take out?
There are lots of policies that you could take out, depending on your property. For example, you might need a motor policy if you have a ride-on lawnmower, cover for stock if you have a depot, or to cover loss or damage to boats and equipment. You might also want to consider getting trustee liability cover.
If your guiding group owns a property including if the legal title is held by The Guide Association Trust Corporation, you'll need to arrange buildings and contents insurance yourself.
This is because our public liability insurance covers claims of negligence but doesn't cover damage to guiding property and contents. For example, if a roof tile fell off your Girlguiding property and injured a passer-by, our public liability insurance would cover a claim made against you by the passer-by. But it wouldn't cover the cost of repairing your roof.
If your guiding group rents its property under a lease, you'll need to look at the terms of your lease to see if you or your landlord is responsible for arranging insurance for the building.
If you arrange a policy, it must be in the name of the guiding group (or in the case of a joint Scout and Girlguiding building, in both names). If your property is held by The Guide Association Trust corporation, that must also be added to the policy as an interested party. Under some leases, you might also need to include the landlord on the policy.
You can take out insurance with any reputable insurance company. But Girlguiding has a partnership with Unity Insurance Services who can provide these policies.
As you're covered by our public liability insurance, you can take out a property policy which doesn't include it, so check the content of your policy carefully.
We can't check the contents of every policy, but if you have any questions about the cover contact our Insurance team on [email protected]
You need to keep your insurers informed of any changes at your property. So, if you start hiring it out to different groups, running different activities or put in new equipment, make sure that you let them know as they might have some questions and may need to extend the cover.
